Nunavut Housing Corporation

Homeownership Assistance Program

Through its Homeownership Programs and supports, the NHC assists residents who can afford the costs of homeownership to secure and maintain their house. As well, homeownership education and counseling services are provided to home owners. These services include consultations regarding purchase of existing homes or new home construction, repairs, renovations, bank financing and energy conservation.

Objectives

  • To assist and support Nunavummiut to become and remain successful homeowners.
  • To assist and support Nunavummiut to purchase, build, renovate, repair and maintain homes.
  • To work to improve the energy efficiency of private homes in Nunavut.

Homeownership Programs

Nunavut Downpayment Assistance Program (NDAP)

Provides financial contributions towards a down payment to assist Nunavummiut in becoming homeowners through purchasing, or constructing, a home.

Home Renovation Program (HRP)

Financially supports Nunavut homeowners to repair, renovate or upgrade their homes.

Emergency Repair Program (ERP)

Supports homeowners with vital repairs required for the continued safety and occupancy of their homes.

Senior Citizens' Home Repair Program (SCHRP)

Helps elders with any essential repairs to their home’s utility systems, or any special needs that would aid accessibility.

Seniors And Disabled Preventative Maintenance Program (SDPMP)

Assists seniors and disabled homeowners with general maintenance items. This program also covers special needs: inspection, maintenance of home adaptions which could improve mobility.

Heating Oil Tank Replacement Program (HOTRP)

Helps Nunavut homeowners replace heating oil tanks in poor condition to meet current standards.

Tenant To Owner Program (TOP)

Allows tenants who are able to assume the costs and responsibility of homeownership to purchase their current public housing unit.

Seniors and Persons with Disabilities Housing Options Program (SPDHOP)

The Seniors and Persons with Disabilities Housing Options Program allows Elders and Persons with Disabilities for whom owning and maintaining a home has become burdensome, to transfer their home to someone in public housing (or on the public housing waitlist) that can afford the ongoing costs of homeownership. When no transferee can be identified, clients may sell their home to the NHC.

Upon transfer or sale of the home to NHC, clients are given priority access to the NHC Public Housing Program.

Homeownership Program Income Eligibility (HPIE) by Community

Community Household Income Threshold
Arctic Bay $173,000
Arviat $158,500
Baker Lake $161,000
Cambridge Bay $169,000
Cape Dorset $161,500
Chesterfield Inlet $167,500
Clyde River $169,500
Coral Harbour $161,000
Gjoa Haven $172,000
Grise Fiord $172,000
Hall Beach $168,500
Kimmirut $166,000
Kugaaruk $182,000
Kugluktuk $169,500
Igloolik $159,500
Iqaluit $177,500
Pangnirtung $163,500
Pond Inlet $167,500
Qikiqtarjuaq $160,500
Rankin Inlet $185,000
Naujaat $168,000
Resolute Bay $186,000
Sanikiluaq $161,000
Taloyoak $181,000
Whale Cove $160,000

The HPIE numbers for NHC homeownership programs is based on updates to the community Core Need Income Thresholds (CNIT), provided by CMHC, and calculated to include full estimated construction costs.