Homeownership Assistance Program
Through its Homeownership Programs and supports, the NHC assists residents who can afford the costs of homeownership to secure and maintain their house. As well, homeownership education and counseling services are provided to home owners. These services include consultations regarding purchase of existing homes or new home construction, repairs, renovations, bank financing and energy conservation.
Objectives
- To assist and support Nunavummiut to become and remain successful homeowners.
- To assist and support Nunavummiut to purchase, build, renovate, repair and maintain homes.
- To work to improve the energy efficiency of private homes in Nunavut.
Homeownership Programs
Renewable Energy Homeowner Grant Program (REHGP)
The objective of the Renewable Energy Homeowner Grant Program (REHGP) is to assist homeowners installing a solar renewable energy system. The goals are to reduce the load on electricity grids in communities, increase self-reliance, and decrease greenhouse gas (GHG) emissions throughout the territory.
Nunavut Downpayment Assistance Program (NDAP)
Provides financial contributions towards a down payment to assist Nunavummiut in becoming homeowners through purchasing, or constructing, a home.
Home Renovation Program (HRP)
Financially supports Nunavut homeowners to repair, renovate or upgrade their homes.
Emergency Repair Program (ERP)
Supports homeowners with vital repairs required for the continued safety and occupancy of their homes.
Senior Citizens' Home Repair Program (SCHRP)
Helps elders with any essential repairs to their home’s utility systems, or any special needs that would aid accessibility.
Seniors And Disabled Preventative Maintenance Program (SDPMP)
Assists seniors and disabled homeowners with general maintenance items. This program also covers special needs: inspection, maintenance of home adaptions which could improve mobility.
Heating Oil Tank Replacement Program (HOTRP)
Helps Nunavut homeowners replace heating oil tanks in poor condition to meet current standards.
Tenant To Owner Program (TOP)
Allows tenants who are able to assume the costs and responsibility of homeownership to purchase their current public housing unit. This program is currently suspended pending further review.
Seniors and Persons with Disabilities Housing Options Program (SPDHOP)
The Seniors and Persons with Disabilities Housing Options Program allows Elders and Persons with Disabilities for whom owning and maintaining a home has become burdensome, to transfer their home to someone in public housing (or on the public housing waitlist) that can afford the ongoing costs of homeownership. When no transferee can be identified, clients may sell their home to the NHC.
Upon transfer or sale of the home to NHC, clients are given priority access to the NHC Public Housing Program.
Homeownership Program Income Eligibility (HPIE) by Community
Community | Household Income Threshold |
---|---|
Arctic Bay | $173,000 |
Arviat | $158,500 |
Baker Lake | $161,000 |
Cambridge Bay | $169,000 |
Kinngait | $161,500 |
Chesterfield Inlet | $167,500 |
Clyde River | $169,500 |
Coral Harbour | $161,000 |
Gjoa Haven | $172,000 |
Grise Fiord | $172,000 |
Sanirajak | $168,500 |
Kimmirut | $166,000 |
Kugaaruk | $182,000 |
Kugluktuk | $169,500 |
Igloolik | $159,500 |
Iqaluit | $177,500 |
Pangnirtung | $163,500 |
Pond Inlet | $167,500 |
Qikiqtarjuaq | $160,500 |
Rankin Inlet | $185,000 |
Naujaat | $168,000 |
Resolute Bay | $186,000 |
Sanikiluaq | $161,000 |
Taloyoak | $181,000 |
Whale Cove | $160,000 |
The HPIE numbers for NHC homeownership programs is based on updates to the community Core Need Income Thresholds (CNIT), provided by CMHC, and calculated to include full estimated construction costs.
Please note this does not include Northern Allowance.